I went to FNB on Tuesday morning to find out why my account had been closed and what exactly had happened to the funds that were in my account. Again I was in the shorter queue but after standing there for over twenty minutes, I decided to just go over to Absa and open a savings account there and deal with FNB afterwards. So I opened an account at Absa and after that that I went to FNB, saw that the queue I needed to be in was much longer and then just came back home because I didn’t want to stand in that queue for God knows how long.
I came back home and said to Victor, “You know, I should’ve opened a new account at FNB because I know that their SMS notification is free. Absa charges me what? 40c or something the lady said?” I went online to Absa’s website to read about the new account I just opened with them and compared it to the one I wanted to open at FNB. Internet banking, cell phone banking and SMS notification is free with FNB and none of those are free with Absa. Like to use Absa’s internet banking facility, you have to pay about R20 per month and the SMS notifications are charged at 40c…
Why should I pay for something when I could get it for free somewhere else?
So the next day I went to Absa and closed my account. I then went over to FNB and after a few minutes of standing in the queue a consultant walked up to me and asked what I would like to do. I told him that I wanted to open a new account because mine had been closed and he told me to come over to his desk where I would be able to open up a new account. Before we proceeded with opening my new account, I asked the consultant if he would just check and tell me what had happened with my account that had been closed.
I give him my old account number and he checks… He tells me that it was closed and that I did in fact have no funds in the account at the time it was closed. He showed me on the computer monitor that I had withdrawn the last of my funds a few months ago.
I thought that I had some money in there and also thought that the money my friend, David wired to me had already reached the account a couple of days before the account had been closed. I thought wrong!
Now I have a new account at FNB and plan on keeping it active.
Oh and I should also start putting my savings into there and not my piggy bank… That includes all the five cent coins I have in that thing!
Moving out has been postponed to September. This is because Victor’s current landlord is a selfish bitch and won’t let Victor vacate her premises without paying the rent for the three months remaining on the lease agreement. Though that term is not clearly stated on the lease agreement, it is stated there and so we can’t do anything about it, except pay.
I’ve never heard of this before. It is stupid. I only know of lease agreements that state that the lessee should give one month’s written notice and must pay that month’s rent before vacating the premises. Two months notice in some cases.
Victor said he will be staying at his current residence till the beginning of September and will pay August and September’s rent along with his deposit to pay for October’s rent… Then he would have done his part according to the lease agreement before he can move out.
His landlord even has the nerve to ask Victor for an extra hundred rand or so every month to “help” her pay the water and lights… Even though Victor is only there at night except for weekends and doesn’t even use much of the water or electricity. He’s no longer going to provide extra because he’s had enough of it.
So we are on the hunt for yet another apartment. Victor’s father wants to help by paying the deposit for the apartment we chose; his parents will also be bringing us some furniture to use until we buy our own. I think that Victor wants to buy a queen size bed this Saturday that will be stored at my parents’ house until we move out in September.
I’m a little upset about not being able to move out this month but I am actually a little more excited because we could find a bigger place; one that we’ll maybe stay at for a year or so…
My birthday is about two months away! I can’t wait for it; not only because I’ll be a year older but because it will be my first birthday spent with Victor. This year is going by fast; I remember how slow the days seemed to pass by when I was in school. The years seem to go by faster as I get older, or so it seems…
Just a quick update because I have to sort out some stuff today…
We didn’t get the loan… The bank is asking for way to much in return for the amount that we wanted to loan. I don’t know why banks will allow someone to pay off a loan using almost their whole salary… It’s stupid because the person will have hardly any money to live off of after paying his monthly installment to the bank.
So Victor and I have decided to rent an apartment in Roodepoort. We’ll be calling the letting agent to make an appointment for Saturday in regards to making a securing deposit and filling out the paperwork… Then hopefully we’ll be able to move in sometime in August.
I’m anxious about this…
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